Introduction
CPR Capital Group and its affiliates (“Company,” “We,” or “Us”) respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit cprcapitalgroup.com and related web pages (the “Website”), and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This policy applies to information:
- We collect on this Website, and in our interactions with you, whether online or offline.
- We collect in email, text, and other electronic messages between you and this Website.
- We collect when you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.
- Collected by a third party (including our affiliates), including through any application or content (including advertising) that may link to or be accessible from or on the Website.
Children Under the Age of 18
Our Website is not intended for children under 18 years of age. No one under age 18 may provide any information to or on the Website. We do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information on this Website or through any of its features, register on the Website, use any of the interactive features of this Website, or provide any information about yourself to us, including your name, address, telephone number, email address, Social Security number, driver’s license number, or any screen name or username you may use. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us at admin@cprcapitalgroup.com.
Information We May Collect About You and How We Collect It
We may collect several types of information from and about users of the Website, including information:
- By which you may be personally identified, such as name, postal address, email address, telephone number, or any other identifier by which you may be contacted online or offline (“personal information”);
- That is about you but individually does not identify you; and/or
- About your internet connection, the equipment you use to access the Website, and usage details.
We may collect this information:
- Directly from you when you provide it to us.
- Automatically as you navigate through the Website.
- From third parties, for example, our business partners.
Information Provided by You Directly
The information you provide to us directly may include:
- Information that you provide by filling in forms on the Website, including at the time of submitting a funding application, subscribing to our service, or requesting further services.
- Records and copies of your correspondence (including email addresses), if you contact us.
- Your responses to surveys that we might ask you to complete for research purposes.
- Details of transactions you carry out through the Website and details of your business financial accounts and related information.
- Your search queries on the Website.
Information Collected Automatically
As you navigate through and interact with the Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including details of your visits, traffic and location data, logs, your IP address, operating system and browser type, and information collected through cookies, web beacons, and other tracking technologies. This helps us improve the Website and deliver a better and more personalized service, including to estimate audience size and usage patterns, store information about your preferences, recognize you when you return to the Website, and combat fraud.
Cookies. A cookie is a small file placed on the hard drive of your computer or other device. You may refuse to accept browser cookies by activating the appropriate setting on your browser; however, if you select this setting you may be unable to access certain parts of the Website. Web Beacons. Pages of the Website and our emails may contain small electronic files known as web beacons that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics.
By providing your phone number, you agree to receive promotional, marketing, notification, and customer service communications from CPR Capital Group. Message and data rates may apply. Consent is not a condition of any purchase or funding. Message frequency varies. Text HELP for help. Text STOP to cancel.
How We Use Your Information
We may use information that we collect about you or that you provide to us, including any personal information:
- To present the Website and its contents to you.
- To provide you with information, products, or services that you request from us.
- To process and service your transactions, including financing applications.
- To confirm your identity and to monitor, detect, and prevent fraud related to your accounts.
- To provide you with notices about your account, including expiration and renewal notices.
- To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
- To improve our products and services.
- To notify you about changes to the Website or any products or services we offer or provide through it.
- To fulfill any other purpose for which you provide it, and for any other purpose with your consent.
Disclosure of Your Information
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this privacy policy:
- To our subsidiaries and affiliates.
- To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s assets.
- To loan and transaction servicers.
- To credit reporting agencies.
- To contractors, service providers, and other third parties that we use to support our business, who are contractually required to keep personal information confidential and use it only for the purposes for which we disclose it to them.
- To fulfill the purpose for which you provide it.
- To comply with any court order, law, regulation, rule, or legal process, including to respond to any government or regulatory request.
- To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes.
- If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others, including for the purposes of fraud protection and credit risk reduction.
The Company is located in the United States. We may store, process, and/or transfer your information within the United States. Consequently, your information may be subject to the local laws of the jurisdiction to which it is transferred.
Mobile Information and SMS Consent
Notwithstanding anything to the contrary in this Privacy Policy, we do not share, sell, rent, or disclose mobile phone numbers or SMS/text messaging opt-in data or consent to third parties for marketing or promotional purposes. Such information is excluded from all other categories of information sharing and will not be disclosed except to service providers or subcontractors as necessary to support our business operations (including communication and customer services).
Consumer Data Transfer, Sharing, Sale, Rental, and Disclosure
Your data will not be transferred to external organizations. We do not share, sell, rent, or disclose consumer data to external organizations.
Data Protection Safeguards
Consumer data is protected by administrative, technical, and organizational safeguards.
SMS Opt-Out and Help
You can opt out of SMS campaigns at any time by replying STOP to any message. For help, reply HELP to any message.
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent; if you disable or refuse cookies, some parts of this Website may then be inaccessible or not function properly. If you do not wish to have your contact information used by the Company to promote our own or third parties’ products or services, you may opt out of future promotional emails by clicking the “Unsubscribe” link in the body of the email.
Accessing and Correcting Your Information
You may send us an email at admin@cprcapitalgroup.com to request access to, correct, or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
How We Respond to “Do Not Track” Signals
Because there currently is not an industry or legal standard for recognizing or honoring browser Do Not Track (“DNT”) signals, we do not respond to them at this time.
Data Security
We and our service providers have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls. Unfortunately, the transmission of information via the internet is not completely secure, and any transmission of personal information is at your own risk.
Your California Privacy Rights
If you are a California resident, the California Consumer Privacy Act (“CCPA”) and California Privacy Rights Act (“CPRA”) may provide you with additional rights regarding your personal information, including the right to know what categories and specific pieces of personal information we collect, the right to request deletion of your personal information, the right to data portability, the right to correct inaccurate personal information, and the right to opt out of the sale or sharing of your personal information.
At the time this Privacy Policy was last updated, we do not sell personal information. To exercise your Right to Know, Right to Data Portability, Right to Correct, or Right to Delete, please submit a verifiable consumer request by calling us at (718) 734-0990 or sending an email to admin@cprcapitalgroup.com. Only you, or a person authorized to act on your behalf, may make a verifiable consumer request related to your personal information. Upon receiving a request, we will confirm receipt within 10 days and endeavor to respond within 45 days of its receipt; if we require more time, we will inform you of the reason and extension period in writing. We will not discriminate against you for exercising any of your privacy rights.
Other State Privacy Rights
Residents of certain other states may have additional rights regarding their personal information, which may include the right to know, the right to data portability, the right to delete, the right to correct, and the right to opt out of the processing of personal information for targeted advertising. To exercise any of these rights, or if you have questions about your privacy rights, please contact us at (718) 734-0990 or admin@cprcapitalgroup.com.
Changes to Our Privacy Policy
It is our policy to post any changes we make to our privacy policy on this page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for periodically visiting this privacy policy to check for any changes.
Contact Information
To ask questions or comment about this privacy policy and our privacy practices, or to register a complaint or concern, please contact us at admin@cprcapitalgroup.com or (718) 734-0990, CPR Capital Group, 40 Wall St, New York, NY 10005.