Check your eligibility free. No impact to your credit.

Capital that moves with your business.

Apply in minutes. Get funds in as little as 24 hours.

Why do you need funding?

Manage cash flowBuy equipmentGrow my businessCover expenses
No impact to credit 60-second application Funded in 24 hours
50,000+
Businesses funded
$1.2B+
Capital deployed
4.9 / 5
Client rating
24 hr
Avg. funding time
Forbes AdvisorNerdWalletLendingTreeBBB · A+ Rated
No impact to credit60-second applicationFunded in 24 hoursNo collateral requiredLow credit scores welcome378+ industries fundedDedicated advisorRenew & increase anytimeNo impact to credit60-second applicationFunded in 24 hoursNo collateral requiredLow credit scores welcome378+ industries fundedDedicated advisorRenew & increase anytime

Funded Today

Real businesses. Real capital. Today.

LIVE TODAY
EMAFMS
See if you qualify →

Why CPR Capital

See why business owners choose us.

No hard credit pulls

Check your eligibility without affecting your credit score.

Same-day funding

After approval, capital can hit your business account as soon as the same day.

Built to grow with you

Renew, increase, or restructure your funding as your business scales.

Funding Products

Funding options built to work for you.

Five flexible products. One application. We'll match you with the right capital in minutes.

Revenue-Based Financing

Flexible capital that scales with your revenue. Pay back as a small percentage of daily sales.

  • $10K – $2M
  • Approval in hours
  • No fixed term
See if I qualify →

Merchant Cash Advance

Get a lump sum upfront in exchange for a portion of your future credit card sales.

  • $10K – $1M
  • Same-day funding
  • No collateral
See if I qualify →

Term Loans

Fixed amount, fixed payments, fixed term. Simple, predictable working capital.

  • $25K – $500K
  • 6 – 60 month terms
  • Fixed rates
See if I qualify →

Collateral / Asset-Backed

Unlock capital secured by inventory, equipment, or receivables. Bigger limits, better rates.

  • $50K – $5M
  • Lower rates
  • Higher approval
See if I qualify →

SBA Loans

Government-backed loans with the longest terms and lowest rates on the market.

  • Up to $5M
  • Up to 25 yr terms
  • From 7.5% APR
See if I qualify →

Not sure which fits?

One short form matches you across all five products in minutes.

See My Options

The Difference

Traditional banks vs CPR Capital

Same capital outcome. Built for the timeline your business actually operates on.

Category
Traditional bank
SBA / Term funding
CPR Capital
Structured capital
Decision Time
2 – 6 weeks
24 – 48 hours
Funding Speed
30 – 90 days
Same week
Documentation
Tax returns, P&L, projections, collateral
3 – 4 months bank statements
Credit Requirement
680+ FICO + clean history
Revenue-based underwriting
Use of Funds
Strict, requires approval
Flexible, operator's discretion
Personal Guarantee
Required + collateral lien
Required, no blanket lien
Renewal / Re-up
Full reapplication
Same-day re-advance after performance
Call (718) 734-0990 Pre-qualify now →
Built to complement your bank

When the bank's timeline doesn't match yours, we do.

We're not here to replace your banking relationship. We're here for the moments when bank underwriting timelines, covenant constraints, or product fit don't match the opportunity in front of you.

Move at deal speed

Funded in days, not the weeks or months a typical bank facility requires.

Underwritten on revenue

We read cash flow and deposits, not just FICO and tax returns.

Flexible by design

Use funds at your discretion and re-advance the moment you perform.

The Process

Three simple steps to capital.

We've streamlined lending so you can stop chasing capital and start using it.

1

Apply online

Tell us about your business in under 5 minutes. No paperwork, just a few questions.

2

Get approved

Our proprietary risk model returns a firm offer instantly. No surprises, no haggling.

3

Receive funds

Accept the terms and capital is wired to your business account the next business day.

Apply Now

See your offer in 60 seconds.

One short form unlocks offers across all five funding products. No commitment. No credit impact.

  • Free to apply. No obligation.
  • Soft credit pull, your score is safe.
  • A real advisor follows up within 24 hours.
Open the full application →

Check your eligibility

Takes under 60 seconds. No impact on your credit.

Checking your rate will not impact your credit score. Funding subject to final approval.

Industries

Fueling every sector of American enterprise.

From neighborhood shops to national operators. If you do business in America, we have a product for you.

LogisticsRetailMedicalConstructionHospitalityReal EstateE-commerceProfessional Services

Real Clients

What business owners are saying.

"Funded in 36 hours so we could lock in materials pricing and keep crews paid between payouts. They actually understood the rhythm of a hospitality business."

Edward Meher

$120,000

Rosalitos Bar & Grill · Brooklyn, NYExpansion & Inventory

"They guided me into the right program for our growth stage instead of pushing the highest-commission product. That earned my trust immediately."

Mike R.

$85,000

Apex Roofing & Exteriors · Manalapan, NJMaterials & Payroll

"After two banks said no, CPR had an offer on the table the same afternoon. Smooth, transparent, and zero pressure the entire way."

Amanda T.

$120,000

Helix Technology · Chicago, ILWorking Capital

Our Story

See how CPR Capital helps when banks say no.

Talk to a human

Prefer to talk it through?

Book a 30-minute call with a senior capital advisor. We'll walk you through every product and find the right fit, with no obligation.

  • 30-minute strategy call, free
  • Personalized options across 5+ products
  • Direct line to a senior advisor, no call center
Or call (718) 734-0990 directly →

Book a strategy call

Call Now Apply Now →